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  • Home
  • About Us
    • Staff Director
  • Services
    • Personal Lines
      • Homeowners Insurance
      • Automobile Insurance
      • Umbrella Policies
      • Renters Insurance
      • Condo Insurance
      • Investment Property
      • Vacant Home Insurance
      • Airbnb
      • Life Insurance
      • Recreational Vehicle
      • Motorcycle
      • Classic Car
      • Earthquake Insurance
    • Business Insurance
      • BOP
      • Workers Compensation Insurance
      • General Liability
      • Inland Marine
      • Garagekeepers Insurance
      • Small Commercial Auto
      • Other Insurance
    • Other Insurance
      • Pet Healthcare
      • Special Events (Weddings)
  • Claims
  • Blog
  • Contact Us

Tag Archives: Homeowners insurance Southern California

Photo of garage with pickup truck in the driveway

Does Home Insurance Cover My Garage’s Roof?

UncategorizedBy UNIKO Media GroupJanuary 22, 2024

Homeowners may wonder if their insurance policy covers their garage’s roof, which is essential in protecting the structure against different weather conditions. In this blog post, we will explore whether home insurance covers a garage’s roof and how to ensure that your garage is adequately protected. Does Home Insurance Cover My Garage’s Roof? First off,…

Closeup of uprooted tree illustrates blog "Does Homeowners Insurance Cover Tree Removal?"

Does Homeowners Insurance Cover Tree Removal?

UncategorizedBy UNIKO Media GroupNovember 20, 2023

It’s important to know whether your homeowners insurance policy covers tree removal as it can save you a considerable amount of money. In this post, we’ll explore everything you need to know about whether or not homeowners insurance covers tree removal. Does Homeowners Insurance Cover Tree Removal? Firstly, it’s important to understand that homeowners insurance…

Yellow home with green lawn

What Is Unoccupied Home Insurance?

UncategorizedBy UNIKO Media GroupNovember 14, 2023

Are you planning to leave your home unoccupied for an extended period of time? If so, you might need unoccupied home insurance. In this blog post, we will break down the basics of unoccupied home insurance, what it covers, and why it’s essential for homeowners who often leave their homes unoccupied. What is unoccupied home…

Woman holding wooden model of house illustrates blog "Can Home Insurance Be Transferred to a New Owner?"

Can Home Insurance Be Transferred to a New Owner?

UncategorizedBy UNIKO Media GroupNovember 9, 2023

Buying a home is a complex process with many movable parts, including insurance. For example, what happens with insurance when you buy a house? Can it be transferred to a new owner? In today’s post, we provide an answer. Can Home Insurance Be Transferred to a New Owner? No, when you sell a house you…

Family having fun with pillow fight illustrates blog "How Much Home Insurance Do I Need?"

How Much Home Insurance Do I Need?

UncategorizedBy UNIKO Media GroupOctober 30, 2023

When purchasing home insurance, there’s an essential question you have to ask yourself: How Much home insurance do I need? In today’s blog, we review all the factors you need to keep in mind. Know the Value of Your Home When determining how much home insurance you need, it’s essential to consider the value of…

Family of mom, dad, and daughter sitting on the floor illustrate blog 'How Are Home Insurance Premiums Calculated?"

How Are Home Insurance Premiums Calculated?

UncategorizedBy UNIKO Media GroupOctober 27, 2023

Home insurance is an essential investment for homeowners, providing valuable protection against losses due to natural disasters, theft, and other unforeseen events. However, people aren’t always aware of the factors that come into play when calculating the cost of insurance. With that in mind, today we take a closer look at how home insurance premiums…

Mom, dad, and daughter sitting in living room illustrates blog "Will Home Insurance Cover a Broken HVAC?"

Will Home Insurance Cover a Broken HVAC?

UncategorizedBy UNIKO Media GroupOctober 24, 2023

A broken HVAC system can be expensive to repair or replace, and having home insurance to fall back on can feel like a safety net. But will home insurance cover a broken HVAC? In this blog post, we’ll provide a detailed answer to this question, plus other useful facts you need to know. What Does…

Closeup of person painting house illustrates blog "Does Home Insurance Cover Exterior Painting?"

Does Home Insurance Cover Exterior Painting?

UncategorizedBy UNIKO Media GroupJanuary 16, 2023

Some of the things covered by home insurance are obvious, while others, not so much. For example, does home insurance cover exterior painting? In today’s blog, we provide an answer. Does Home Insurance Cover Exterior Painting? Exterior painting is one of the most visible aspects of your home, so it makes sense to wonder if…

Photo of smiling man looking at documents illustrates blog: "Is Hazard Insurance the Same as Home Insurance?"

Is Home Insurance the Same as Hazard Insurance?

UncategorizedBy UNIKO Media GroupNovember 3, 2022

Are you confused about the difference between home insurance and hazard insurance? Then follow along to learn more about these two common insurance terms and discover other useful facts about home insurance. Is Home Insurance the Same as Hazard Insurance? Yes, but only partially. The term “hazard insurance” (also known as “dwelling coverage”) refers to…

Photo of family looking at laptop illustrates blog: "What Factors Affect the Cost of Home Insurance?"

What Factors Affect the Cost of Home Insurance?

UncategorizedBy UNIKO Media GroupOctober 13, 2022

Knowledge is power, as the old saying goes. And the more you know about home insurance, the better you’ll be equipped to protect your home. With that in mind, in today’s post, we discuss some of the most important factors that affect the cost of home insurance. What Factors Affect the Cost of Home Insurance?…

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