It’s important to know whether your homeowners insurance policy covers tree removal as it can save you a considerable amount of money. In this post, we’ll explore everything you need to know about whether or not homeowners insurance covers tree removal. Does Homeowners Insurance Cover Tree Removal? Firstly, it’s important to understand that homeowners insurance…
Are you planning to leave your home unoccupied for an extended period of time? If so, you might need unoccupied home insurance. In this blog post, we will break down the basics of unoccupied home insurance, what it covers, and why it’s essential for homeowners who often leave their homes unoccupied. What is unoccupied home…
Buying a home is a complex process with many movable parts, including insurance. For example, what happens with insurance when you buy a house? Can it be transferred to a new owner? In today’s post, we provide an answer. Can Home Insurance Be Transferred to a New Owner? No, when you sell a house you…
When purchasing home insurance, there’s an essential question you have to ask yourself: How Much home insurance do I need? In today’s blog, we review all the factors you need to keep in mind. Know the Value of Your Home When determining how much home insurance you need, it’s essential to consider the value of…
Home insurance is an essential investment for homeowners, providing valuable protection against losses due to natural disasters, theft, and other unforeseen events. However, people aren’t always aware of the factors that come into play when calculating the cost of insurance. With that in mind, today we take a closer look at how home insurance premiums…
A broken HVAC system can be expensive to repair or replace, and having home insurance to fall back on can feel like a safety net. But will home insurance cover a broken HVAC? In this blog post, we’ll provide a detailed answer to this question, plus other useful facts you need to know. What Does…
Some of the things covered by home insurance are obvious, while others, not so much. For example, does home insurance cover exterior painting? In today’s blog, we provide an answer. Does Home Insurance Cover Exterior Painting? Exterior painting is one of the most visible aspects of your home, so it makes sense to wonder if…
Are you confused about the difference between home insurance and hazard insurance? Then follow along to learn more about these two common insurance terms and discover other useful facts about home insurance. Is Home Insurance the Same as Hazard Insurance? Yes, but only partially. The term “hazard insurance” (also known as “dwelling coverage”) refers to…
Knowledge is power, as the old saying goes. And the more you know about home insurance, the better you’ll be equipped to protect your home. With that in mind, in today’s post, we discuss some of the most important factors that affect the cost of home insurance. What Factors Affect the Cost of Home Insurance?…
Costs mount quickly when your home becomes uninhabitable after an incident. Fortunately, a component of your homeowners insurance known as loss of use coverage can step in to help. Keep reading to learn more. What Is Loss of Use Coverage? Also known as coverage D or additional living expenses (ALE), loss of use coverage is…