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  • Home
  • About Us
    • Staff Director
  • Services
    • Personal Lines
      • Homeowners Insurance
      • Automobile Insurance
      • Umbrella Policies
      • Renters Insurance
      • Condo Insurance
      • Investment Property
      • Vacant Home Insurance
      • Airbnb
      • Life Insurance
      • Recreational Vehicle
      • Motorcycle
      • Classic Car
      • Earthquake Insurance
    • Business Insurance
      • BOP
      • Workers Compensation Insurance
      • General Liability
      • Inland Marine
      • Garagekeepers Insurance
      • Small Commercial Auto
      • Other Insurance
    • Other Insurance
      • Pet Healthcare
      • Special Events (Weddings)
  • Claims
  • Blog
  • Contact Us

Author Archives: UNIKO Media Group

Man leaning against SUV illustrates blog "Is Auto Insurance Paid in Advance?"

Is Auto Insurance Paid in Advance?

UncategorizedBy UNIKO Media GroupFebruary 12, 2024

When it comes to auto insurance, one question that often pops up is whether the premium is paid in advance. The simple answer is yes. But why is this the case? And what implications does it have for policyholders? Let’s take a closer look. Is Auto Insurance Paid in Advance? In short, yes. Auto insurance,…

Photo of garage with pickup truck in the driveway

Does Home Insurance Cover My Garage’s Roof?

UncategorizedBy UNIKO Media GroupJanuary 22, 2024

Homeowners may wonder if their insurance policy covers their garage’s roof, which is essential in protecting the structure against different weather conditions. In this blog post, we will explore whether home insurance covers a garage’s roof and how to ensure that your garage is adequately protected. Does Home Insurance Cover My Garage’s Roof? First off,…

Woman smiling in car illustrates blog "Is Auto Insurance Property or Casualty?"

Is Auto Insurance Property or Casualty?

UncategorizedBy UNIKO Media GroupJanuary 8, 2024

You have probably heard the term “property and casualty insurance.” Since the meaning of this term isn’t always clear, one common question people have is whether auto insurance is categorized as a property or casualty insurance policy. In this blog post, we provide an answer to help you understand your coverage. Keep reading to learn…

Woman showing home to couple illustrates blog "What Insurance Do I Need for an Investment Property?"

What Insurance Do I Need for an Investment Property?

UncategorizedBy UNIKO Media GroupDecember 18, 2023

If you own an investment property, it’s important to protect your assets from unforeseen events. This can be achieved through insurance policies specific to investment properties. However, with so many policies available, it can be challenging to know which ones you need. In this blog post, we’ll help you navigate the world of insurance for…

Car in the rain illustrates blog "Does Your Auto Insurance Cover Flood Damage?"

Does Your Auto Insurance Cover Flood Damage?

UncategorizedBy UNIKO Media GroupNovember 30, 2023

If you live in an area that is prone to floods, you may wonder if your auto insurance policy can cover such incidents of flood damage. After all, a car is a significant investment, and you certainly wouldn’t want to bear the entire cost of its repair. Let’s find out if and when your auto…

Closeup of uprooted tree illustrates blog "Does Homeowners Insurance Cover Tree Removal?"

Does Homeowners Insurance Cover Tree Removal?

UncategorizedBy UNIKO Media GroupNovember 20, 2023

It’s important to know whether your homeowners insurance policy covers tree removal as it can save you a considerable amount of money. In this post, we’ll explore everything you need to know about whether or not homeowners insurance covers tree removal. Does Homeowners Insurance Cover Tree Removal? Firstly, it’s important to understand that homeowners insurance…

Yellow home with green lawn

What Is Unoccupied Home Insurance?

UncategorizedBy UNIKO Media GroupNovember 14, 2023

Are you planning to leave your home unoccupied for an extended period of time? If so, you might need unoccupied home insurance. In this blog post, we will break down the basics of unoccupied home insurance, what it covers, and why it’s essential for homeowners who often leave their homes unoccupied. What is unoccupied home…

Father, mother, and child posing under umbrella illustrate blog "Does Umbrella Insurance Cover Earthquake Damage?"

Does Umbrella Insurance Cover Earthquake Damage?

UncategorizedBy UNIKO Media GroupNovember 13, 2023

When it comes to umbrella insurance, questions abound. For example, one of the most common is “Does umbrella insurance cover earthquake damage?”. Keep reading to discover the answer and learn more about umbrella insurance. What Is Umbrella Insurance? Umbrella insurance, also known as personal umbrella liability insurance, is a type of insurance that offers additional…

Woman holding wooden model of house illustrates blog "Can Home Insurance Be Transferred to a New Owner?"

Can Home Insurance Be Transferred to a New Owner?

UncategorizedBy UNIKO Media GroupNovember 9, 2023

Buying a home is a complex process with many movable parts, including insurance. For example, what happens with insurance when you buy a house? Can it be transferred to a new owner? In today’s post, we provide an answer. Can Home Insurance Be Transferred to a New Owner? No, when you sell a house you…

Hand of bride holding bouquet sticking out of a car window illustrates blog "Does Being Married Impact Your Auto Insurance Rates?"

Does Being Married Impact Your Auto Insurance Rates?

UncategorizedBy UNIKO Media GroupNovember 2, 2023

Is it a myth or reality that your marital status has an impact on your auto insurance rates? In this blog post, we will dive into the truth behind this question and help you understand if your marital status has an impact on your auto insurance premiums. Does Being Married Impact Your Auto Insurance Rates?…

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