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  • Home
  • About Us
    • Staff Director
  • Services
    • Personal Lines
      • Homeowners Insurance
      • Automobile Insurance
      • Umbrella Policies
      • Renters Insurance
      • Condo Insurance
      • Investment Property
      • Vacant Home Insurance
      • Airbnb
      • Life Insurance
      • Recreational Vehicle
      • Motorcycle
      • Classic Car
      • Earthquake Insurance
    • Business Insurance
      • BOP
      • Workers Compensation Insurance
      • General Liability
      • Inland Marine
      • Garagekeepers Insurance
      • Small Commercial Auto
      • Other Insurance
    • Other Insurance
      • Pet Healthcare
      • Special Events (Weddings)
  • Claims
  • Blog
  • Contact Us

Author Archives: UNIKO Media Group

Smiling man in car illustrates blog "Will Auto Insurance Cover Paint Damage?"

Will Auto Insurance Cover Paint Damage?

UncategorizedBy UNIKO Media GroupMarch 23, 2023

Automotive paint is one of the most visible components of your car. And yet, not everyone considers paint when it comes to auto insurance. For example, will your car’s insurance cover paint damage? Follow along to discover the answer. Will Auto Insurance Cover Paint Damage? Yes, auto insurance covers paint damage, but only if you…

Closeup of person painting house illustrates blog "Does Home Insurance Cover Exterior Painting?"

Does Home Insurance Cover Exterior Painting?

UncategorizedBy UNIKO Media GroupJanuary 16, 2023

Some of the things covered by home insurance are obvious, while others, not so much. For example, does home insurance cover exterior painting? In today’s blog, we provide an answer. Does Home Insurance Cover Exterior Painting? Exterior painting is one of the most visible aspects of your home, so it makes sense to wonder if…

Woman in car holding steering wheel illustrates blog "What Auto Insurance Covers Theft?"

What Auto Insurance Covers Theft?

UncategorizedBy UNIKO Media GroupJanuary 3, 2023

When you shop around for auto insurance you want to have all the information you need. That’s why it makes sense to ask yourself what type of auto insurance covers theft. The good news is that you just have to keep reading to find out! What Auto Insurance Covers Theft? The type of auto insurance…

Photo of couple in car illustrates blog: "Collision vs Comprehensive Insurance Coverage: What Is the Difference?"

Collision vs Comprehensive Insurance Coverage: What Is the Difference?

UncategorizedBy UNIKO Media GroupNovember 14, 2022

As you shop around for auto insurance, you may come across terms that aren’t completely clear. For example: What is the difference between collision and comprehensive auto insurance? Follow along to discover the answer and learn more about auto insurance. Collision vs Comprehensive Auto Insurance: What Is the Difference? Collision insurance, or collision coverage, is…

Photo of smiling man looking at documents illustrates blog: "Is Hazard Insurance the Same as Home Insurance?"

Is Home Insurance the Same as Hazard Insurance?

UncategorizedBy UNIKO Media GroupNovember 3, 2022

Are you confused about the difference between home insurance and hazard insurance? Then follow along to learn more about these two common insurance terms and discover other useful facts about home insurance. Is Home Insurance the Same as Hazard Insurance? Yes, but only partially. The term “hazard insurance” (also known as “dwelling coverage”) refers to…

Photo of SUV illustrates blog: "What Is the Difference Between Deductible and Deductible Waiver?"

What Is the Difference Between Deductible and Deductible Waiver?

UncategorizedBy UNIKO Media GroupOctober 24, 2022

When it comes to auto insurance, it can be difficult to make sense of all the technical terms you come across. For example, a lot of people wonder what the difference is between deductible and deductible waiver. In today’s post, we provide an answer.  What Is the Difference Between Deductible and Deductible Waiver? Here’s a…

Photo of family looking at laptop illustrates blog: "What Factors Affect the Cost of Home Insurance?"

What Factors Affect the Cost of Home Insurance?

UncategorizedBy UNIKO Media GroupOctober 13, 2022

Knowledge is power, as the old saying goes. And the more you know about home insurance, the better you’ll be equipped to protect your home. With that in mind, in today’s post, we discuss some of the most important factors that affect the cost of home insurance. What Factors Affect the Cost of Home Insurance?…

Photo of couple getting keys of new car illustrates blog: "What Is Actual Cash Value in Auto Insurance?"

What Is Actual Cash Value in Auto Insurance?

UncategorizedBy UNIKO Media GroupAugust 29, 2022

If you’re not familiar with the term “actual cash value” and how it’s used in auto insurance, this is a good time to learn. In this post, we discuss actual cash value and provide you with some useful tips to keep in mind as you shop around for auto insurance. What Is Actual Cash Value…

Photo of smiling woman in car giving thumbs up illustrates blog: "Auto Insurance: What Is Full Coverage Car Insurance in California?"

Auto Insurance: What Is Full Coverage Car Insurance in California?

UncategorizedBy UNIKO Media GroupJuly 27, 2022

When talking about auto insurance you probably have heard the term “full coverage.” But what is, exactly, full coverage car insurance in California? In this post, we answer this and other important questions about auto insurance in the Golden State. Minimum Auto Insurance in California In order to understand full coverage car insurance, first you…

Photo of person holding small house model illustrates blog: "Homeowners Insurance: What Is Loss of Use Coverage?"

Homeowners Insurance: What Is Loss of Use Coverage?

UncategorizedBy UNIKO Media GroupJune 15, 2022

Costs mount quickly when your home becomes uninhabitable after an incident. Fortunately, a component of your homeowners insurance known as loss of use coverage can step in to help. Keep reading to learn more. What Is Loss of Use Coverage? Also known as coverage D or additional living expenses (ALE), loss of use coverage is…

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