As you shop around for auto insurance, you may come across terms that aren’t completely clear. For example: What is the difference between collision and comprehensive auto insurance? Follow along to discover the answer and learn more about auto insurance. Collision vs Comprehensive Auto Insurance: What Is the Difference? Collision insurance, or collision coverage, is…
Are you confused about the difference between home insurance and hazard insurance? Then follow along to learn more about these two common insurance terms and discover other useful facts about home insurance. Is Home Insurance the Same as Hazard Insurance? Yes, but only partially. The term “hazard insurance” (also known as “dwelling coverage”) refers to…
When it comes to auto insurance, it can be difficult to make sense of all the technical terms you come across. For example, a lot of people wonder what the difference is between deductible and deductible waiver. In today’s post, we provide an answer. What Is the Difference Between Deductible and Deductible Waiver? Here’s a…
Knowledge is power, as the old saying goes. And the more you know about home insurance, the better you’ll be equipped to protect your home. With that in mind, in today’s post, we discuss some of the most important factors that affect the cost of home insurance. What Factors Affect the Cost of Home Insurance?…
If you’re not familiar with the term “actual cash value” and how it’s used in auto insurance, this is a good time to learn. In this post, we discuss actual cash value and provide you with some useful tips to keep in mind as you shop around for auto insurance. What Is Actual Cash Value…
When talking about auto insurance you probably have heard the term “full coverage.” But what is, exactly, full coverage car insurance in California? In this post, we answer this and other important questions about auto insurance in the Golden State. Minimum Auto Insurance in California In order to understand full coverage car insurance, first you…
Costs mount quickly when your home becomes uninhabitable after an incident. Fortunately, a component of your homeowners insurance known as loss of use coverage can step in to help. Keep reading to learn more. What Is Loss of Use Coverage? Also known as coverage D or additional living expenses (ALE), loss of use coverage is…
If your home is damaged and needs to be rebuilt or repaired, your homeowners insurance won’t cover the cost of updating the structures of your home to bring them in line with local building codes. Luckily, ordinance law coverage is here to save the day. Keep reading to learn more! What Is Ordinance or Law…
In our previous post, we took a detailed look at the Collision Deductible Waiver (CDW). But what is the difference between CDW and Uninsured Motorist Property Damage, or UMPD? Keep reading to find out. What Is Collision Deductible Waiver (CDW)? As the name suggests, the Collision Deductible Waiver is a coverage that removes the requirement…
When it comes to auto insurance, there are many add-ons you can purchase to get even more peace of mind. Today we take a closer look at one of those coverages: collision deductible waiver, or CDW. Keep reading to learn more! What Is a Collision Deductible Waiver? The name of this coverage pretty much explains…