When it comes to auto insurance, one question that often pops up is whether the premium is paid in advance. The simple answer is yes. But why is this the case? And what implications does it have for policyholders? Let’s take a closer look. Is Auto Insurance Paid in Advance? In short, yes. Auto insurance,…
You have probably heard the term “property and casualty insurance.” Since the meaning of this term isn’t always clear, one common question people have is whether auto insurance is categorized as a property or casualty insurance policy. In this blog post, we provide an answer to help you understand your coverage. Keep reading to learn…
If you live in an area that is prone to floods, you may wonder if your auto insurance policy can cover such incidents of flood damage. After all, a car is a significant investment, and you certainly wouldn’t want to bear the entire cost of its repair. Let’s find out if and when your auto…
Is it a myth or reality that your marital status has an impact on your auto insurance rates? In this blog post, we will dive into the truth behind this question and help you understand if your marital status has an impact on your auto insurance premiums. Does Being Married Impact Your Auto Insurance Rates?…
No doubt, losing your car keys is a frustrating ordeal — and a pretty common one. When people lose their car keys, one of the first questions they ask is whether their auto insurance will cover lost keys. In today’s post, we provide an answer. Does Auto Insurance Cover Lost Keys? The short, simple answer…
Hit-and-runs are one of the risks drivers face once they hit the road. But does collision insurance cover this type of incident? If so, what does it cover, exactly? Keep reading to find out. Does Collision Insurance Cover a Hit-and-Run? Yes, typically collision insurance helps pay to repair or replace your car up to the…
When it comes to owning a car, there are many things to consider including car warranty and car insurance. However, many people often confuse the two or are unsure of what each one covers. In today’s blog post, we will be discussing what the difference is between car insurance and car warranties, and how they…
In most cases, you can cancel your auto insurance policy at any time as long as you follow the steps outlined in your policy. But can your auto insurance drop you? Keep reading to discover the answer and learn more about insurance. Can My Auto Insurance Drop Me? Yes, auto insurance companies can cancel your…
A question we get often about auto insurance is “Can a policy be backdated?” In today’s post, we take a closer look at this interesting topic and offer some advice on how to protect your vehicle. Keep reading to learn more! Can Auto Insurance Be Backdated? The short answer is no, you cannot backdate an…
You’ve probably heard terms like “no-fault states” and “at-fault states” when talking about insurance and wondered in which category California falls into. Well, wonder no more, because we provide an answer in today’s post. Is California a No-Fault State When It Comes to Auto Insurance? No, when it comes to auto insurance, California is NOT…