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  • Home
  • About Us
    • Staff Director
  • Services
    • Personal Lines
      • Homeowners Insurance
      • Automobile Insurance
      • Umbrella Policies
      • Renters Insurance
      • Condo Insurance
      • Investment Property
      • Vacant Home Insurance
      • Airbnb
      • Life Insurance
      • Recreational Vehicle
      • Motorcycle
      • Classic Car
      • Earthquake Insurance
    • Business Insurance
      • BOP
      • Workers Compensation Insurance
      • General Liability
      • Inland Marine
      • Garagekeepers Insurance
      • Small Commercial Auto
      • Other Insurance
    • Other Insurance
      • Pet Healthcare
      • Special Events (Weddings)
  • Claims
  • Blog
  • Contact Us

Author Archives: UNIKO Media Group

Closeup of woman handing car keys to man illustrates blog "Does Auto Insurance Cover Lost Keys?"

Does Auto Insurance Cover Lost Keys?

UncategorizedBy UNIKO Media GroupOctober 31, 2023

No doubt, losing your car keys is a frustrating ordeal — and a pretty common one. When people lose their car keys, one of the first questions they ask is whether their auto insurance will cover lost keys. In today’s post, we provide an answer. Does Auto Insurance Cover Lost Keys? The short, simple answer…

Family having fun with pillow fight illustrates blog "How Much Home Insurance Do I Need?"

How Much Home Insurance Do I Need?

UncategorizedBy UNIKO Media GroupOctober 30, 2023

When purchasing home insurance, there’s an essential question you have to ask yourself: How Much home insurance do I need? In today’s blog, we review all the factors you need to keep in mind. Know the Value of Your Home When determining how much home insurance you need, it’s essential to consider the value of…

Family of mom, dad, and daughter sitting on the floor illustrate blog 'How Are Home Insurance Premiums Calculated?"

How Are Home Insurance Premiums Calculated?

UncategorizedBy UNIKO Media GroupOctober 27, 2023

Home insurance is an essential investment for homeowners, providing valuable protection against losses due to natural disasters, theft, and other unforeseen events. However, people aren’t always aware of the factors that come into play when calculating the cost of insurance. With that in mind, today we take a closer look at how home insurance premiums…

Mom, dad, and daughter sitting in living room illustrates blog "Will Home Insurance Cover a Broken HVAC?"

Will Home Insurance Cover a Broken HVAC?

UncategorizedBy UNIKO Media GroupOctober 24, 2023

A broken HVAC system can be expensive to repair or replace, and having home insurance to fall back on can feel like a safety net. But will home insurance cover a broken HVAC? In this blog post, we’ll provide a detailed answer to this question, plus other useful facts you need to know. What Does…

Man looking at folder illustrates blog "Does Collision Insurance Cover a Hit-and-Run?"

Does Collision Insurance Cover a Hit-and-Run?

UncategorizedBy UNIKO Media GroupOctober 19, 2023

Hit-and-runs are one of the risks drivers face once they hit the road. But does collision insurance cover this type of incident? If so, what does it cover, exactly? Keep reading to find out. Does Collision Insurance Cover a Hit-and-Run? Yes, typically collision insurance helps pay to repair or replace your car up to the…

Man at the wheel of SUV with two kids in the backseat illustrates blog "Car Insurance vs Car Warranty: What Is the Difference?"

Car Insurance vs Car Warranty: What Is the Difference?

UncategorizedBy UNIKO Media GroupOctober 18, 2023

When it comes to owning a car, there are many things to consider including car warranty and car insurance. However, many people often confuse the two or are unsure of what each one covers. In today’s blog post, we will be discussing what the difference is between car insurance and car warranties, and how they…

Man talking on the phone with car with open hood behind him illustrates blog Can My Auto Insurance Drop Me?

Can My Auto Insurance Drop Me?

UncategorizedBy UNIKO Media GroupOctober 16, 2023

In most cases, you can cancel your auto insurance policy at any time as long as you follow the steps outlined in your policy. But can your auto insurance drop you? Keep reading to discover the answer and learn more about insurance. Can My Auto Insurance Drop Me? Yes, auto insurance companies can cancel your…

Couple looking at clipboard with car in the background illustrates blog "Can Auto Insurance Be Backdated?"

Can Auto Insurance Be Backdated?

UncategorizedBy UNIKO Media GroupOctober 13, 2023

A question we get often about auto insurance is “Can a policy be backdated?” In today’s post, we take a closer look at this interesting topic and offer some advice on how to protect your vehicle. Keep reading to learn more! Can Auto Insurance Be Backdated? The short answer is no, you cannot backdate an…

Man leaning against car illustrates blog "Auto Insurance: Is California a No-Fault State?"

Auto Insurance: Is California a No-Fault State?

UncategorizedBy UNIKO Media GroupOctober 10, 2023

You’ve probably heard terms like “no-fault states” and “at-fault states” when talking about insurance and wondered in which category California falls into. Well, wonder no more, because we provide an answer in today’s post. Is California a No-Fault State When It Comes to Auto Insurance? No, when it comes to auto insurance, California is NOT…

Young woman leaning against white car illustrates blog "Can You Get Auto Insurance Without a Car?"

Can You Get Auto Insurance Without a Car?

UncategorizedBy UNIKO Media GroupOctober 9, 2023

As everyone knows, owning a car in California means that you need auto insurance. But what happens if you don’t own a vehicle? Can you get auto insurance without a car? Keep reading to discover the answer and learn more about auto insurance. Can You Get Auto Insurance Without a Car? The short answer to…

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