As we saw in a previous post, car insurance is mandatory in California. But what happens when you drive often but don’t own a car because you rent or borrow vehicles? What Is Non-Owner Car Insurance? Non-owner car insurance (also known as non-owners insurance) is a coverage designed to protect drivers who don’t own a…
Certain types of coverage, such as auto insurance, are required by law in some states. So it makes sense to ask whether renters insurance is required in California. Keep reading to discover the answer to this question and learn more about renters insurance in California. Is Renters Insurance Required in California? The short answer is…
We get it: home insurance is full of ins and outs. For example, people often wonder if home insurance covers mold. And what about water damage? In this blog post, we offer a clear outline of what is (and isn’t covered) by your homeowners insurance. What Is Covered by Your Homeowners Insurance Your typical homeowners…
In a previous post, we talked about umbrella insurance in general. But who needs umbrella insurance exactly? In today’s article, we take a closer look at this type of coverage that can be a game changer for almost anyone. Umbrella Insurance in Action Just to recap: umbrella insurance is a coverage that steps in when…
No doubt, the protection of home insurance takes a big load off your shoulders. However, there are some risks not covered by your standard homeowners policy. Keep reading to discover four of these risks and learn how to get protection. 4 Coverages You Should Add to Your Homeowners Insurance The purpose of your homeowners insurance…
California is the car-culture capital of the world. In most cases, living in the Golden State means owning, maintaining, and insuring a vehicle, so discounts are always welcome. Without further ado, here are four tips for lowering your car insurance rates if you live in California. Shop Around As with any other type of insurance,…
Today we take a closer look at the coverages included in a typical homeowners insurance policy. Read on to learn more about homeowner insurance in California, from a basic definition to tips on building a policy that works for you. What Does Homeowners Insurance Cover in California? Homeowners insurance is designed to protect your home…
Contrary to what you may believe judging by the name, Dwelling Fire Insurance offers protection that goes beyond fires. Here’s how you can safeguard your properties with this versatile coverage. What Is Dwelling Fire Insurance? Dwelling fire insurance is designed to protect places that belong to you but aren’t your primary residence. This includes properties…
When you rent a house or apartment, the property itself is protected by your landlord’s insurance. However, you need Renters Insurance to protect your possessions in case something unexpected happens. How Does Renters Insurance Work? Simply put, Renters Insurance (also known as tenant insurance) protects your personal belongings if you rent the place where you…
If you’ve ever walked under the rain you know that umbrellas can total be game-changers. The same applies to Umbrella Insurance policies—they offer coverage when you need it the most. What Is an Umbrella Insurance Policy? Whether it’s Auto, Life, or Homeowners Insurance all types of insurance come with limits. While this makes sense, in…