What Factors Affect the Cost of Home Insurance?
Knowledge is power, as the old saying goes. And the more you know about home insurance, the better you’ll be equipped to protect your home. With that in mind, in…
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What Is Actual Cash Value in Auto Insurance?
If you’re not familiar with the term “actual cash value” and how it’s used in auto insurance, this is a good time to learn. In this post, we discuss actual…
Auto Insurance: What Is Full Coverage Car Insurance in California?
When talking about auto insurance you probably have heard the term “full coverage.” But what is, exactly, full coverage car insurance in California? In this post, we answer this and…
Homeowners Insurance: What Is Loss of Use Coverage?
Costs mount quickly when your home becomes uninhabitable after an incident. Fortunately, a component of your homeowners insurance known as loss of use coverage can step in to help. Keep…
Homeowners Insurance: What Is Ordinance or Law Coverage?
If your home is damaged and needs to be rebuilt or repaired, your homeowners insurance won’t cover the cost of updating the structures of your home to bring them in…
Collision Deductible Waiver vs Uninsured Motorist Property Damage: What Is the Difference?
In our previous post, we took a detailed look at the Collision Deductible Waiver (CDW). But what is the difference between CDW and Uninsured Motorist Property Damage, or UMPD? Keep…