Whether it’s a wedding, a baby shower, or a birthday party, there are many factors involved in the success of a special event. With so many moving parts in play, you want to minimize risks, and special event insurance is designed to help you do just that.
What Is Special Event Insurance?
Special event insurance is a short-term policy that protects you against the financial losses you may sustain if your event doesn’t go quite as expected.
An Event Insurance policy usually offers two types of coverage: event cancellation coverage, which reimburses you should you lose any deposits due to an unforeseen situation, and event liability coverage, which offers protection in case you are held legally responsible for an accident that happens at your event.
What Types of Events Can Be Covered?
You can take advantage of Special Event Insurance to cover a wide array of events, including without being limited to:
- Baby showers
- Sweet sixteen parties
- Bar/Bat Mitzvahs
- Corporate events
- Anniversary parties
- Graduation parties
- Among others
Please note that some restrictions may apply depending on the number of attendees, the duration of the event, and the location where the event is being held.
Why Should I Get Event Insurance?
If you are wondering why you should get Special Event Insurance, there are at least three compelling reasons to consider.
First off, Event Insurance is becoming a commonplace requirement when you book a venue for an event, so it may end up being a must instead of just an option.
You should also keep in mind that an event is a situation ripe for accidents that can leave you exposed to many financial and legal risks. A Special Event Insurance policy gives you the peace of mind you need to focus on that unique occasion without having to sweat over every little thing that can go sideways.
Finally, insuring your event costs less than most people think: It’s money well-invested considering all the headaches and stress this coverage can save you!
RF1 Insurance Services: Special Event Insurance in Ontario, California
Looking for Special Event Insurance in Ontario, California, or anywhere else in the Golden State? Our friendly experts at RF1 Insurance Services stand ready to meet all your commercial and personal insurance needs.