Everything counts when it comes to finding peace of mind, including the things most people take for granted. That’s why Service Line Coverage helps pay for damage related to some of the less visible components of your home, such as power lines and drainage.
What Is Service Line Coverage?
Here’s something you probably didn’t know: homeowners — not service providers — are responsible for repairing or replacing the service lines on their property
You read that right: this means that if rodents chew your telephone line or if the roots of a tree invade your water pipes, you are on the hook for expenses that may amount to thousands of dollars.
To make matters worse, most Homeowners insurance policies do NOT include Service Line Coverage, so you are probably exposed to financial risks even if you believe that you are protected.
Service Line Coverage to your Homeowners Insurance is a smart way to safeguard your home and get protection against unexpected expenses that may catch you off guard if you’re not prepared.
How Does It Work?
As mentioned earlier, homeowners are responsible for their service lines from the point where the line connects to the main service up to their home. Service Line Coverage kicks in when damage covered by your policy occurs to service lines such as:
- Water pipes
- Telephone lines/Telecommunication
- Steam pipes
- Power lines
Damage to service lines is more frequent than you think. In fact, you would be surprised to discover the many risks to which your service lines are exposed. Service Line Coverage typically offers protection against some of the most common, including:
- Wear and tear
- Ground freeze
- Damage caused by plant or tree roots
- Mechanical breakdown
- Landscaping accidents
Adding Service Line Coverage to your Homeowners Insurance is less expensive than you think. Contact the agents at RF1 Insurance Services today to get the protection your home and your family deserve.
RF1 Insurance Services: Service Line Coverage in Southern California
Looking for Service Line Coverage in the Golden State? RF1 Insurance is your trusted local Safeco agency serving Southern California. Get in touch today: our agents stand ready to meet all your insurance needs.