What is Renters Insurance?

If you live in a rented house or apartment, the building itself may be protected by the owner’s insurance, but you need a separate policy to protect your belongings.

At Carter Bradley we work with a broad set of carriers to offer you the most comprehensive Renters Insurance options at the most affordable rates.

What Does Renters Insurance Cover?

A standard Renters Insurance policy helps cover three critical aspects: personal possessions, liability, and additional living expenses.

With Renters Insurance, your belongings are protected against damage that results from covered incidents that may include:

  • Fire
  • Smoke
  • Lightning
  • Vandalism
  • Windstorm
  • Water

Liability, on the other hand, offers protection against lawsuits resulting from bodily injury or property damage that you, your family, or even your pets, may cause to other people.

Finally, additional living expenses (also known as ALE) offer financial protection if you have to live somewhere else because the place you rent is damaged or destroyed by an event included in your policy.

Keep in mind that floods and earthquakes are not included in a basic Renters Insurance policy, but you can purchase financial protection against these events as separate policies or as add-ons to your basic Renters policy.

Call (951) 547-4240 For a Free Quote!

Contact Our Experts in Renters Insurance

With extensive experience in the world of insurance and a deep understanding of the needs of our clients, at Carter Bradley we have the tools and the drive to find the Renters Insurance that works best for you.

Contact us today at (951) 547-4240 or fill out the online form for a free quote. Our experienced agents will be happy to outline your options and customize your policy according to your requirements.