Workers Compensation Insurance is a legal requirement in most states. This type of policy protects employees who sustain injuries at work, but it also helps you increase retention of valuable and experienced workers, a factor that gives your business a substantial long-term advantage.

Having Workers Compensation Insurance is just the first step. Understanding the specific coverage it provides is also extremely important for any business owner.

Workers Compensation Insurance covers medical bills, care costs, and may also cover a portion of lost wages that result from injuries sustained in the workplace or in any other place where the employee performs their job duties.