What Is General Liability?

Owning and running a business is a rewarding but complex experience. Let us help you manage your risks with our customized General Liability Insurance packages made with the unique needs of your organization in mind.

No matter what type of business you own, we can create a personalized policy that provides the protection you deserve.

Comprehensive Protection

With general liability, you can rest easy knowing that the most important aspects of your business are covered. This includes buildings, staff, and equipment but also damage to other people and some legal defense costs. Our General Liability policies allow you to focus on growing your business with the peace of mind that only a dependable insurance company can provide.

What Is Covered by General Liability?

This insurance solution offers two basic types of protection: Bodily injury to people who are not part of your business and physical damage to their property. This refers to damage arising out of non-professional negligent acts or to liability arising out of your premises or business operations.

The following scenarios are examples of cases that may be covered by General Liability:

  • A customer visiting your business trips on defective flooring and suffers an injury
  • A class action is filed against your business for alleged misleading information in advertisements

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What Businesses Are Required to Have General Liability Insurance?

Some typical examples of businesses that need General Liability Insurance include contractors, small business owners, real estate agents, and janitorial services, among others. General Liability is so important that it may be a requirement to sign a contract with some companies.

As you can see, the span of businesses that need General Liability Insurance is vast and wide-ranging.

Put this important coverage in the hands of a reliable company with a proven track record of high-quality service. Contact our agents today and get started on the policy that makes the most sense for you and your business.